The Smart Way to Shop for Insurance & Loans

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Agents in our network with with the top brands in Insurance & Finance

Compare Insurance Quotes in Minutes

  • Nationwide

    $ 65 /mo
  • MetLife

    $ 76 /mo
  • Liberty Mutual

    $ 92 /mo
  • Travelers

    $ 52 /mo
How It Works
  • 01. Customer Profile

    Answer a few quick questions about yourself and the insurance coverage you want.

  • 02. Compare Rates

    We'll sort through over 100 insurance companies, apply available discounts, and match you with the top providers with the best rates in your area.

  • 03. Find Coverage

    Review the quotes and find the coverage that is right for you. The best part is that it’s 100% free and only takes a few minutes to check.

Insurance & Loan Shopping Simplified.

We're here to answer your questions, provide advice, and ultimately - save you tons of money.

  • Understand your options

    Easily understand the right insurance and financial solutions for your unique needs.

  • Feel confident in your choices

    Gain confidence in knowing you made the right decision for your financial future & your unique needs.

  • Unique solutions for unique needs

    Keep up with your changing needs through simple guidance in a way that works best for you.


145 Thousand Americans

Compare insurance and financial products*

Based on 788 reviews
  • 5 days ago
    Easily compare prices

    You made it so easy to get all the quotes into one place for me to easily compare the prices. Fast too!

    Jake M.
  • 5 days ago
    Answered all of my tough questions

    Thanks for being so patient with me! New to buying insurance but they answered all of my tough questions.

    Amber P.
  • 5 days ago
    Great service!

    They make it so fast and easy to compare insurance quotes. Great service!

    Jason W.
  • 5 days ago
    Huge savings in record time

    Using them provided me with huge savings in record time. Thanks!

    Alex A.

What we do at Lower My Payments

At LowerMyPayments, we’re here to help you quickly understand what insurance and financial solutions fit your unique needs. Learn more about how we can help below.

  • Life Insurance

    Have peace of mind knowing you’ve found the right coverage for you and your loved ones, before you need it.

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  • Health Insurance

    Find the right coverage that meets your specific needs.

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  • Medicare

    Discover a Medicare plan that may help cover more of your care and costs, so you have the ultimate peace of mind.

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  • Auto Insurance

    Shop and compare rates from the top carriers to help you find the best deals with the best coverages.

  • Home Loans

    We can help you find the right type of loan, so you can move into your new home without worry.

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  • Home Insurance

    Get the best coverage for your most valuable asset, without the headache.

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Insurance Guides & Articles

LowerMyPayments is here to answer any of your tough insurance questions.

  • Insurance
    All About Quotes

    How are car insurance quotes determined? Read this short guide to understand how it all breaks down.

  • Auto Insurance
    Car Insurance Without a Drivers License

    No driving license? No problem! Find out what your options are if you find yourself in this situation.

  • Insurance
    Choosing an Insurance Company

    Choosing an auto insurance company does not have to be brain surgery. Get the information you need to make the best choice.

  • Auto Insurance
    Common Car Insurance Mistakes Might Cost You

    Don't make these common mistakes that could cost you big bucks. Learn how to avoid the most common pitfalls while shopping for car insurance.

  • Auto Insurance
    Get Car Insurance With No Deposit

    Is it possible to get car insurance without putting down a deposit? For some it may be possible. Find out if you qualify!

  • Insurance
    Insurance for Low Income Households

    There are many low-income insurance options out there - you just need to know where to look. Learn more about it now!

Your Guide to Insurance

We help you save money, effort, and time. Have questions? Just ask.

(888) 205-9481
We start by asking you a few questions to get a better understanding of your exact needs. Using the information you provide us, we match you with custom solutions and connect you with the top providers that can provide you with the exact coverage you need based on your specific circumstance. Get the exact coverage you need, when you need it.
No! Insurance carriers register their rates with each state government, which means you will pay the same premium rate whether you apply through a licensed agent or directly online.

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